Atlantic Beach Homes under $400,000

Atlantic Beach Homes under $400,000

Welcome to Atlantic Beach, Florida – a hidden gem nestled along the picturesque shores of Duval County. This vibrant coastal community is renowned for its stunning beaches, friendly atmosphere, and a lifestyle that perfectly blends relaxation with recreation. With its charming streets lined with local boutiques, delightful eateries, and lush parks, Atlantic Beach offers a unique charm that appeals to both families and young professionals alike.

For those seeking to invest in this idyllic beach town, there is a fantastic opportunity to find homes under $400,000. Whether you’re a first-time homebuyer or looking for a vacation retreat, Atlantic Beach has a diverse range of properties that fit within this budget. From cozy single-family homes to inviting townhouses, you can discover spaces that not only meet your needs but also provide a wonderful backdrop for your new coastal lifestyle.

Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a sunlit patio. With miles of sandy beaches just minutes away, outdoor enthusiasts will relish in the proximity to activities such as surfing, paddleboarding, and beach volleyball. The community also boasts excellent schools, making it an ideal choice for families looking to settle down.

In Atlantic Beach, you’re not just purchasing a home; you’re embracing a lifestyle filled with sunshine, community spirit, and endless coastal adventures. With homes available under $400,000, now is the perfect time to explore the possibilities and make Atlantic Beach your new home. Dive into the vibrant local culture and experience all that this enchanting beach town has to offer!

Newest Atlantic Beach Homes under $400,000

1065 Hibiscus Street, Atlantic Beach
$350,000
3 Beds ⋅ 2 Baths ⋅ 2165014 MLS
Enjoy the Atlantic Beach lifestyle in this move in ready 3 bedroom, 2 bathroom home! Offering 1,144 square feet, the open floor plan creates a comfortable flow for everyday living and entertaining, with upgraded ceramic tile flooring throughout the kitchen and living room. A paver driveway adds curb appeal, while the fenced backyard offers space to unwind, host friends, or enjoy a quiet morning outside. Outdoor storage provides a convenient spot for your everyday extras. Walk to local restaurants or hop on your bike for a trip to the beach. Comfortable living, inviting outdoor space, and a location that makes it easy to enjoy your surroundings!

1065 Hibiscus Street, Atlantic Beach
199 Main Street, Atlantic Beach
$325,000
3 Beds ⋅ 2 Baths ⋅ 2163438 MLS
Priced to sell, motivated seller! Enjoy the relaxed Atlantic Beach lifestyle just minutes from the sand! This well-loved home has been cared for by the same owner for 30 years and is conveniently located near Beaches Town Center, Dutton Island Preserve, Tide Views Preserve, parks, trails, and sought-after schools. Golf cart or bike to the ocean, and enjoy a school bus stop on the same street, per seller. Updates include a 2017 roof, 2014 HVAC, 2025 water heater, LVP flooring, a new walk-in shower in the guest bath, and fresh exterior paint completed in August 2026. The third bedroom is currently used as a packing room, and a small outdoor shed provides extra storage. Situated on a corner lot with NO HOA, this home offers plenty of potential to add your own style and enjoy laid-back Florida living!

199 Main Street, Atlantic Beach
193 Oceangate Drive, Atlantic Beach
$295,000
3 Beds ⋅ 2 Baths ⋅ 2162879 MLS
Rare opportunity to own this freshly renovated townhome 1.5 miles from the ocean in Atlantic Beach! Just a short stroll or bike ride to get sand between your toes on this beautiful beach in Northeast Florida. Situated near the heart of Beaches Town Center where you can enjoy all the restaurants, shops, and night life. It's also just a short drive to Mayport Naval Station and highly-rated schools. This owner-occupant only community provides a well-maintained, friendly and stable neighborhood with a very low HOA fee and 2 assigned parking spaces per unit. Just completed a full interior renovation with all new paint, doors, lighting, and upgraded fixtures in kitchen and both bathrooms. The kitchen also has brand new stainless steel appliances. Don't miss out on your chance to own at the beach!

193 Oceangate Drive, Atlantic Beach
710 Cavalla Road, Atlantic Beach
$375,000
3 Beds ⋅ 2 Baths ⋅ 2162795 MLS
No HOA townhouse for sale in Atlantic Beach, just minutes from the ocean in the Jacksonville Beaches! Walk or bike to Neptune Beach Town Center, local dining, shopping and the sand. This fully updated 3 bed, 2 bath townhome features a remodeled kitchen, designer bathrooms with a jacuzzi tub, luxury laminate flooring throughout, new windows and upgraded lighting. Low-maintenance artificial turf and refreshed landscaping make the outdoor space easy to enjoy for relaxing or entertaining. Move-in ready coastal living with no HOA fees, convenient to NS Mayport and Jax Beach. Cash, Conventional, FHA and VA welcome.

710 Cavalla Road, Atlantic Beach
901 Ocean Boulevard Unit 58, Atlantic Beach
$300,000
3 Beds ⋅ 2 Baths ⋅ 2161233 MLS
Welcome to this Atlantic Beach William Morgan mid-century modern condo, ideally located just steps from the sand. This first-floor residence presents a wonderful opportunity for a buyer ready to bring their vision and transform it into a coastal retreat of their own. With an east-facing orientation and a private fenced patio, the home offers a great setting for enjoying the coastal lifestyle. From the patio, take in views of the fireworks and Blue Angels displays. The existing patio fence will be completed as part of the renovation. The community offers a pool, laundry rooms, bike storage, and convenient hose bibs for rinsing off after a day at the beach or washing your car. Condo fees include water, sewer, trash, pest control, and use of the community pool. The unit also includes an assigned parking space, with additional guest parking available. An exceptional opportunity to renovate and personalize a piece of Atlantic Beach history in a prime location near the ocean.

901 Ocean Boulevard Unit 58, Atlantic Beach
1985 Mary Street, Atlantic Beach
$304,500
3 Beds ⋅ 3 Baths ⋅ 2161031 MLS
This updated Atlantic Beach duplex (right side) is ready for its new owners! The home features 3 bedrooms, 2.5 baths, and a fully fenced private backyard. Located in Atlantic Beach, this property allows quick access to Dutton Island Preserve, Hannah Park, and local restaurants/bars (Mayport Brewing Co, Eggboy, Reve, 1985 Coffee, etc). Schedule your private showing today!

1985 Mary Street, Atlantic Beach
1830 Sevilla Boulevard Unit 204, Atlantic Beach
$335,000
1 Beds ⋅ 2 Baths ⋅ 2153596 MLS
Discover coastal comfort in Sevilla, Atlantic Beach's premier 55+ gated condominium community, known for its tree-lined streets, beautifully maintained grounds, and welcoming atmosphere. This immaculate, move-in-ready condo overlooks a charming courtyard of majestic live oaks, while the covered rear balcony offers peaceful pond views and stunning sunsets. Recent updates include a new water heater and electrical panel (2026). HVAC new in 2022. Perfect as a full-time residence or beach retreat, it's just a short walk or bike ride to the ocean. Residents enjoy outstanding amenities, beautifully maintained common areas, an active social calendar, and the peace of mind of a well-managed HOA. Conveniently located near Baptist AgeWell Center for Health and Mayo Clinic, Sevilla offers a vibrant coastal lifestyle centered on connection, recreation, and seaside living.

1830 Sevilla Boulevard Unit 204, Atlantic Beach
2179 Fairway Villas Lane S, Atlantic Beach
$370,000
3 Beds ⋅ 2 Baths ⋅ 2149522 MLS
Nestled on a peaceful dead-end street in Atlantic Beach, the natural light welcomes you. The airy vaulted ceilings and a thoughtful layout that feels remarkably spacious. Crisp fresh paint inside and out, new windows, new 2025 roof deliver total peace of mind, allowing you to move right in and start enjoying the coastal lifestyle. The eat-in kitchen features stainless steel appliances and sliding glass doors that open to your private patio. It's the perfect setup for indoor-outdoor living, leading directly into a fully fenced private backyard sanctuary. You'll also appreciate the renovated bathrooms, updated plumbing, indoor laundry room, and an immaculate two-car garage finished with Shark floor coating. Best of all, enjoy complete freedom with no HOA fees, no flood zone, and a transferable termite bond. Embrace a vibrant community where you can hop on your bike or golf cart to visit local craft breweries, dine out, or explore the Atlantic Beach Arts Market and Beaches Town Center. Nature lovers will adore being minutes from the surf and the ICW Kayaking via Dutton Island, while quick access to Mayport Naval Station, Mayo Clinic, and local colleges makes commuting a breeze. Come live the beach lifestyle you've been dreaming of! --

2179 Fairway Villas Lane S, Atlantic Beach
205 Oceangate Drive, Atlantic Beach
$300,000
3 Beds ⋅ 2 Baths ⋅ 2149347 MLS
looking to live at the beach ... this beautifully maintained home might be your answer! updated kitchen with almost new appliances and counters - LVP flooring and special touches everywhere. This home is freshly painted & you can see the care and pride of ownership here! all bedrooms (and laundry) upstairs, kitchen and living space below - and two designated parking spaces. Stop by today - and WELCOME HOME!

205 Oceangate Drive, Atlantic Beach
1508 Jordan Street, Atlantic Beach
$263,000
2 Beds ⋅ 2 Baths ⋅ 2144427 MLS
Seller Motivated to sell! LOCATION! LOCATION! Enjoy the Atlantic Beach lifestyle without the Beach price tag! This 2-bedroom, 1.5-bath townhome offers 1,050 square feet of comfort, convenience, and coastal charm--just steps from local parks and a quick bike ride to your toes in the sand. Inside, you'll love the brand-new luxury plank vinyl flooring downstairs, functional layout, and newer hot water heater for added peace of mind. The private backyard patio is perfect for grilling, chilling, and enjoying the coastal vibes, while the utility room with stackable washer and dryer adds everyday convenience. Best of all--NO HOA! Whether you're looking for a beachside primary home, weekend getaway, or investment opportunity, this one checks all the boxes. Don't miss your chance to own in one of Northeast Florida's most desirable beach communities! Preferred lender has 100% financing & grants to borrowers who qualify!

1508 Jordan Street, Atlantic Beach
582 Aquatic Drive, Atlantic Beach
$395,000
2 Beds ⋅ 1 Baths ⋅ 2140708 MLS
This beautifully maintained 2-bedroom, 1-bath single-family patio home is truly move-in ready and offers comfort, efficiency, and exceptional outdoor space. No HOA fees. No CDD fees. Plus, the Seller is offering to contribute $5,000 toward the Buyer's closing costs!The open floor plan features thoughtful upgrades, including porcelain tile in the kitchen and bath, a brand-new roof, and double-pane Low-E windows for improved energy efficiency and reduced outside noise. The updated bathroom features a new tub, tile, and modern fixtures. The spacious kitchen offers abundant cabinetry, pantry storage, new countertops, and upgraded appliances, opening to a cozy family room with French doors leading to a 400-square-foot air-conditioned Florida room--perfect for relaxing or entertaining year-round. Step outside to enjoy an 18-foot circular patio and expansive ¼-acre fenced backyard with room to make it your own. Add a pool, create a pickleball court, garden, or park your boat or RV with ease. Located just minutes from the Atlantic Ocean and Beaches Town Center, this is the perfect opportunity to enjoy the beach lifestyle without HOA or CDD fees. Move-in ready, beautifully maintained, and offering exceptional value--this could be the beach starter home you've been waiting for!

582 Aquatic Drive, Atlantic Beach
569 Camelia Street, Atlantic Beach
$359,000
3 Beds ⋅ 2 Baths ⋅ 2138299 MLS
Welcome to Atlantic Beach living at an attainable price. This fully renovated 3-bedroom, 2-bath home sits on a quiet street minutes from the ocean, Tides View Preserve, Dutton Island, and the shops and restaurants of Atlantic Blvd. Inside, the open floor plan flows from a completely updated kitchen with light granite countertops, sea glass subway tile backsplash, and white cabinetry to a bright living area centered on a wood-burning fireplace. Hard flooring runs throughout the entire home. No carpet anywhere. Both bathrooms have been fully reimagined with marble tile floors, new tubs, new vanities, new lighting fixtures, and all-new plumbing. Fresh Sherwin-Williams Creamy paint inside and out gives the home a warm, polished coastal feel that shows beautifully. Every major system has been updated. New roof 2022. HVAC 2017. Water heater 2020. Kitchen and both bathrooms remodeled 2025 and 2026. Step into the enclosed Florida room overlooking a fully fenced, tree-shaded backyard with a brand-new privacy fence and fresh landscaping. The Florida room adds meaningful bonus living space well beyond the 1,144 sqft under AC. Zoned for Neptune Beach Elementary, rated 8 out of 10 by GreatSchools, Mayport Middle, and Fletcher High School. No HOA. No CDD. Completely updated, nothing left to do. This is Atlantic Beach at a price that is genuinely hard to find.

569 Camelia Street, Atlantic Beach
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